Total Wealth Management

Fund managers we work with

Milford Asset Management
Award-winning, Active Manager; New Zealand owned

Pathfinder Asset Management
Ethical Investing; Partner with fund managers like Nordea Asset Management; New Zealand owned

Kernel Wealth
Low fee option; New Zealand owned

~500 different investment funds, across 130 different fund managers

Thousands of stocks on 15+ global exchanges e.g. NZX, ASX, NYSE, LSE.

Term deposits with major NZ banks

Transactions and Custodial Services facilitated by NZX Wealth Technologies

NZ$250,000

Initial Review of Goals and Financial Situation
Risk Assessment
Fund / Stock Recommendations

Reporting
Annual Goals Review
Recommendations as to Fund changes, or top-ups

Initial consultation & Statement of Advice (SOA)	Fee will depend on scope of engagement
Ongoing Portfolio Monitoring fee	0.25 – 0.35% (depends on funds chosen)
Fund Manager Fees	Varies by fund
Note: Fees will vary by engagement but will be fully disclosed in the SOA.