Overview of Services and Engagement Process

1. KiwiSaver

You are most likely:

In employment and looking to switch to a better performing KiwiSaver provider.
Looking for a trusted, independent adviser that will partner with you over the long term to maximise your KiwiSaver investment, according to the level of risk you are comfortable with.

What we can offer:

Work with you to understand your financial goals and risk profile.
Recommend the carefully picked KiwiSaver providers based on your risk profile, their performance track record and organisational culture.
Keep your KiwiSaver goals on track.

Minimum investor balance: NZ$75,000

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2. Investment Funds

You are most likely :

A High Net Worth individual
Looking for a trusted, independent adviser that will partner with you over the long term to maximise your non-property investment portfolio, according to the level of risk you are comfortable with.

What we can offer:

Work with you to understand your financial goals and risk profile.
Recommend a diversified investment portfolio consisting of one or more Managed Funds according to an asset allocation model, or
A customised investment portfolio consisting of managed funds, individuals stocks, bonds, all on an online platform (we partner with NZX Wealth Technologies, owned by the NZ Stock Exchange.)

Minimum investor balance: NZ$100,000

LeARN more

3. Total Wealth Management

You are most likely :

Retired, or a High Net Worth individual
In a position that you have a lump sum, maybe due to the sale proceeds of a house, or business
Looking for a trusted, independent adviser that will partner with you over the long term to maximise your non-property investment portfolio, according to the level of risk you are comfortable with.

What we can offer:

Work with you to understand your financial goals and risk profile.
Recommend a diversified investment portfolio consisting of one or more Managed Funds according to a customised asset allocation model, or
A customised investment portfolio consisting of KiwiSaver, investment funds, individuals stocks, bonds, all on an online platform (we partner with NZX Wealth Technologies)

Minimum investor balance: NZ$250,000

LEARN MORE

4. Other Financial Partner Services

Trusted Specialists, When You Need Them

Beyond investment advice, we work with a small number of carefully selected professionals—such as mortgage brokers and insurers—who share our commitment to clarity, integrity, and putting clients first.

They operate independently, but when it adds value, we can connect you with the right specialist to support your wider financial needs.

MORTGAGE BROKER — myMoney

Local expertise you can trust
Stephen Robertson specialises in home loans across Auckland’s Central and Eastern Suburbs. A former commercial banker and Chartered Accountant, he brings deep, practical expertise to every client relationship.

A team built on experience
With over 10 years of experience, myMoney’s ex‑banker team has helped thousands of clients navigate the lending process with confidence.

A coach in your corner
From start to finish, myMoney provides clear guidance through what can otherwise feel like a daunting process.

As featured on MoneyHub as a trusted mortgage broker.

LIFE INSURANCE — Level Premiums

Built for people who carry responsibility
Level Premiums are designed for business owners, directors, and key income earners who carry long‑term financial responsibilities—for their families, staff, and businesses.

Advice, not sales talk
This approach prioritises straight, practical advice, clear trade‑offs, and insurance structured to remain affordable and effective over time.

Designed for the long game
For those who value certainty, predictability, and solutions that still work decades from now—factoring in inflation, ageing, and life’s unexpected events from day one.

Our engagement process

This is the typical process we would follow when engaging with a client

1. Establish Financial Goals and Objectives

Client and 72 Wealth to establish goals and objectives.

Expect:

• A relaxed, no-pressure first chat

• Clear explanations of what I do

• Honest answers to your questions

2. Determine Risk Profile

We will work with the client to establish their client’s risk appetite via a survey and discussion. My process includes:

• Learning about your goals

• Discussing your timeline and needs

• Outlining the financial planning process Auckland clients trust

3. Assess Financial Position

Establish client’s financial position (assets, liabilities, income and outgoings). Here’s what this looks like:

• Advice that’s practical and clear

• Realistic solutions for your needs

• Everything explained in plain terms

4. Determine Asset allocation

Determine best allocation that matches goals and risk profile.. This includes:

• Breaking things down without jargon

• Giving you time to ask questions

• Transparent advice—no surprises

5. Research & Analysis

72 Wealth researches best options and provides recommendation in Statement of Advice (‘SOA’). I’ll:

• Set up investments and accounts

• Handle paperwork

• Update you at each stage

6. Implemention Plan

Once Statement of Advice is approved, 72 Wealth implements the plan.. I’m here year after year with:

• Regular check-ins

• Support for life changes

• Ongoing advice that evolves with you

7. Monitor & Rebalance

72 Wealth has an annual review with the client and rebalances as necessary. I’m here year after year with:

• Regular check-ins

• Support for life changes

• Ongoing advice that evolves with you

Our promises to every client

Always clear answers

Feel comfortable asking anything. I promise straight advice and honest explanations, every step of the way.

Integrity

I treat your finances with the same care as my own, building trust you can count on.

Proven wide-ranging experience

Our advice is grounded in extensive corporate, governance, investment committee, and personal investing experience—applied thoughtfully to every client engagement.